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3 Reasons Loan Officers Aren’t Picking Up the Phone and Making a Million Dollars

I recently sat down with my dear friend, Steve Kyles, one of the top branch managers in the nation and a partner in the Freedom Club, to answer some questions our fellow loan officers asked in our Loan Officer Deal Desk Facebook page.  One of the questions was: what are the daily disciplines you do…

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Building a Team to Build Your Business

Landi Garcia has been in the mortgage business since 2003, and he’s been a Freedom Club member for three years now. When he first started, he had one assistant, and now he has three loan partners. Like everyone else, he wanted to scale his business without putting in more time. Through the Axe of Freedom,…

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Purchases and Refis: the 70/30 Approach

When it comes to balancing purchases and refinances in your mortgage business, what’s the sweet spot? For me, it’s 70% purchases and 30% refis.  Even in 2020, when rates were dirt low, I didn’t try to pull my refinances down to 30%; I just tried to up my game on my purchases. If I hear…

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Build a Solid Team, Get Better Results

My friend Adam Crosley has built a really solid team, and it has made all the difference in his mortgage business. Adam is a producing branch manager in upstate New York, but the majority of the production is his. He just brought on his first two loan officers this year, trained them, and got them…

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How to Make a Million Dollars a Year as a Mortgage Broker

When people ask me how it feels to work just four days a week and bring in (way) more than a million dollars each year in personal income, I say, “It’s awesome, and I highly recommend it.” My friend, Matt Vance, lives and works in a beautiful town called Bedford, New Hampshire. He was a…

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9 Ways to Make Mo’ Money as a Loan Officer (Part 2 of 2)

In my previous post {add link to that post}, I shared the first 4 of 9 ways to make mo’ money as a loan officer. Remember: “more money” is like going from a little bit of money to a little bit more; “mo’ money” is like an exponential increase. A quick review on how to…

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9 Ways to Make Mo’ Money as a Loan Officer (Part 1 of 2)

As a successful loan officer committed to serving others, my goal is to help you close more loans while grooving through life. I’m all about grooving instead of grinding. If you’re grinding, you’re doing it wrong.  There are always more ways to make money as a loan officer. I’ll share 4 in this post and…

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How to Figure Out Your “Work Optional Number” as a Loan Officer

I sat down recently with my dear friend, Scotty Hudspeth, to discuss making work optional. It’s all about waking up in the morning and having the freedom to say, “I don’t have to go to work, but I want to go to work.” Scotty reminded me of a time I asked Perry Belcher, who was…

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How Loan Officers Can, Simply Put, Get Stuff Done

I recently sat down with my great friend, Steve Kyles, for a candid conversation about closing more loans in less time. We talked about how to get stuff done.  The first step to getting things done is knowing we’re worthy of greatness, worthy of the income. In the past, and sometimes still today, I sabotage…

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Show Up; Be Part of the Conversation; Create Your Reality

Recently, my friend Josh Pitts, host of the Shred Show, sat down with another friend Frank Garay, top industry leader and my partner at the Mortgage Marketing Animals, to chat about loan-getting activity and building a team. They also talked about The Loan Officer Breakfast Club which meets on Zoom every Monday through Thursday from…